343 real plans in the US, last updated 28 Oct 2026How we check

Guide

How to spot misleading promotional offers

A short checklist for reading past the headline price on a phone or broadband advert.

Reading time2 min read7 sections · 1 FAQ

The headline price is one part of what you pay
  • Headline price
  • Fees outside the monthly price
  • The price after the deal ends
  • What you really pay each month, averaged over the contract
Illustration of the idea, not a real offer.
Close-up of hands holding an unfolded printed letter, a smartphone resting on the table nearby.
What this guide is about, in real life.

Headline price versus what you pay

1 short paragraph

The big number is often the lowest price in the contract. Ask what you pay in total across the whole term, then divide by the number of months. That is the real monthly cost, and it is the fairer figure to compare.

How long does the deal last?

1 short paragraph

Look for the number of months the introductory price applies. A promotion that covers only a few months of a long contract affects the total much less than one that covers most of it.

An older couple sitting together on a sofa, looking at a laptop and talking through what is on the screen.

Watch the wording

1 short paragraph

Phrases such as "from" a price, "up to" a speed, or "free for" a number of months describe the best case. Find the standard price and the typical conditions behind them.

Fees that sit outside the monthly price

1 short paragraph

Activation, installation and equipment fees are often charged once and not shown in the headline. Add them to the total before you compare.

Credits and cashback

1 short paragraph

A credit only lowers your cost if it is guaranteed. If it depends on something you might not do, such as claiming it by a deadline, treat it as uncertain until you have it.

Price rises and rolling terms

1 short paragraph

Some contracts allow the price to change during the term. Check the provider's terms. A rolling contract has no fixed end, so any total over a set period is an estimate.

The checklist

1 short paragraph

Find the intro price and how many months it lasts. Find the standard price. Add every one-off fee. Subtract only guaranteed credits. Check the contract length and exit fee. Divide the total by the months. If the provider's page does not make any of these clear, ask before you sign.

Common questions

Is a low headline price always a bad sign?

No. A low price can be a good deal. It just needs checking against the full cost over the term, which is what effective monthly cost does.

You have finished ‘Start here’ · 8 of 8

Now compare real plans

Enter your ZIP code and see plans sold there, cheapest over the whole contract first.

Next step

Put it into numbers

Compare by what you would actually pay. Every price shows a Last checked date.